The “Close Call” Rescue:
Why 45% is the Magic Number

We’ve all been there. You’ve spent weeks in the library, survived on caffeine, and poured everything into that one “monster” module.

Then the results portal loads, and your heart sinks. 47%.

It’s the ultimate academic curveball. You were so close to the finish line, yet you’re stuck with the bill for a retake. At Studii, we don’t think a near-miss should derail your entire future. That’s why we created the first-ever financial protection specifically for university students’ module costs.

Our core promise is to back students every step of the way. We aren’t here to reward a total lack of effort; we’re here to catch you when life throws a wrench in your academic gears.

Why 45% is Our Magic Number

To qualify for a payout, all you need is a final mark of at least 45%. Here is why this threshold matters:

• It rewards your effort. A 45% shows you were engaged with the material and were just a few marks away from success.
• It keeps you enrolled. Failing a module can be expensive, but if you hit the 45% mark, we step in to cover the module cost and help you stay in school.
• It provides a safety net. Knowing you have this backup allows you to walk into that exam hall with a clearer mind.

How to Build Your Safety Net

Getting protected is simpler than your last stats assignment:

Note: All payouts are made in December once the academic year concludes.

Real Protection for Real Students

As a licensed Financial Service Provider (FSP: 53052), we take your future seriously. We’ve collaborated with the Financial Sector Conduct Authority to ensure that when we say we’ve got your back, we mean it.

Don’t let a “close call” become a financial crisis. Focus on your wins, and let us handle the setbacks.

We’re actively looking to collaborate with universities, colleges, and financial aid organisations who share our commitment to student success. When an institution partners with Studii, the risk is distributed across a much larger pool — which means we can offer broader coverage at a lower cost, and potentially reduce the qualifying mark below 45%. This is how we make module protection accessible to every student, not just a few.

If your institution is interested in exploring what a partnership could look like, we ’d love to hear from you.